Card Entry Methods (PAYD PIN Pad)

There are four methods of entering credit and debit card information on the Moneris PAYD PIN pad:

●       Swipe

●       Tap

●       Insert

●       Manual (keyed) entry.

Click on the links to learn more.

 

Swipe: magnetic stripe cards

Follow these instructions to swipe a credit or debit card on the PAYD PIN pad's magnetic stripe reader.

NOTE: If the card has a chip, it must be inserted (see Insert: Chip Cards below.)

  1. The PAYD PIN pad displays "SWIPE OR INSERT CARD" or "SWIPE, TAP OR INSERT CARD".

  2. You or the customer swipes the card on the PAYD PIN pad's magnetic stripe reader.
    NOTE: If the card is a credit card, you should swipe the card. If the card is a debit card, the customer will be prompted to enter a PIN.

Swiping a credit or debit card through the magnetic stripe reader at the top of hte PAYD PIN Pad.

Tip for proper card swipe:

●       Hold the PAYD PIN pad with one hand, and swipe the card in the magnetic stripe reader with the other hand. This will prevent the PAYD PIN pad's internal contactless reader from inadvertently reading the card data as a contactless transaction.

 

Wave/tap: Contactless cards and mobile form factors

Follow these instructions to tap or wave a contactless debit or credit card (or mobile form factor) on the PAYD PIN pad's embedded contactless reader. .  

  1. The PAYD PIN pad displays "SWIPE, TAP OR INSERT CARD".

  2. The customer taps/waves their card over the PIN Pad's display screen.
    Tapping a contactless card on the embedded contactless reader on the PAYD PIN Pad.

Note the following :

●       The PAYD PIN pad's battery charge level should be at least 50% to ensure a successful tap.

●       Only Sales and Refunds can performed as contactless transactions.

●       The customer will not be prompted for a PIN.

●       The transaction amount must be equal to or less than the maximum Contactless Dollar Value set for the card.

  1. The PAYD PIN pad beeps and four green lights flash when the contactless reader is reading the card data.

 

Tips for proper card tap/wave:

●       The card must be within 0.5 in. (1.3 cm) of the PAYD PIN pad's display screen, but it does not have to touch it.

●       The card must be tapped or waved by itself. It should not be waved while in a wallet with other cards.

 

Maximum Contactless Dollar Value (CDV)

To determine the maximum CDV for a card type, contact us at [insert support info].

●       Credit cards: If a credit card is tapped for an amount that exceeds its maximum CDV, the PAYD PIN pad will display "CONTACTLESS TRANSACTION LIMIT EXCEEDED". Insert the chip credit card instead.

●       Debit cards: If a debit card is tapped for an amount that exceeds its maximum CDV, the PAYD PIN pad will display "MUST INSERT CARD". Insert the chip credit card instead.

 

Insert: Chip Cards

Follow the instructions below to properly insert a chip credit or debit card into the PAYD PIN pad's chip reader.

  1. The PAYD PIN pad displays "SWIPE OR INSERT CARD" or "SWIPE, TAP OR INSERT CARD".

  2. The customer inserts their card into the PAYD PIN pad's chip reader.

NOTE: Unless the PAYD PIN pad prompts otherwise, the card should not be swiped even if it has a magnetic stripe.
Insert a chip card into the chip card reader at the bottom of the PAYD PIN Pad.

  1. The customer may be prompted to enter data, including their PIN.

  2. The customer leaves the chip card inserted until the "REMOVE CARD" prompt displays on the PAYD PIN pad.

 

Tip for proper card insertion:

 

Manual card entry

If all available card entry methods fail, you may manually enter the card number for credit cards and some chip debit cards on the PAYD PIN pad. If that also fails, or you don’t have a PAYD PIN pad, you may manually enter the card number for credit cards on the screen of the PAYD Pro Plus Mobile Solution.

NOTE: If the PAYD PIN pad is enabled in Settings – Devices, you will be prompted to manually key in the card information on the PAYD PIN pad. If it is disabled, you will be prompted to enter the card data on the screen of the Mobile app.

  1. On the left pane of the Payments screen, tap Credit Card.

  2. On the right pane, tap the Manual Entry button.

  3. Follow the prompts on the PIN Pad.

  4. Enter the credit card number:

      1. At the "SWIPE, TAP OR INSERT CARD" prompt, key in the credit card number. Press the green The green key with the circle. key when finished.

      2. At the “EXPIRY DATE” prompt, enter the card’s 4-digit expiry date in MM/YY format. Press the green The green key with the circle.  key when finished.

  1. Tap OK.

  2. Wait while the transaction processes.

  3. Follow the prompts on the screen to complete the transaction.

 

    Related Topics

    Processing Debit and Credit Payments

    Merchant and Customer Prompts on the PIN Pad

    The Moneris PAYD PIN Pad